Terms and Conditions

Updated November 20, 2020

FEE-ONLY STRUCTURE

I charge an hourly rate for services and receive no other commissions or payments, ensuring that I only have an incentive to give advice which is in my clients’ best interests. My fiduciary responsibility, therefore, is solely to the client. I do not recommend any specific insurance or investment products or services and do not receive any commissions or other sources of revenue for my services.